Home insurance is important for all homeowners. In the event of a natural disaster, repairing damage to your property or purchasing new items can be very costly. However, with an advantageous housing insurance, you can compensate for your loss and get through a financially difficult process without suffering. For this reason, Homes of Turkey recommends its customers to buy home insurance and helps them with insurance.

With the housing insurance you will have in Turkey, your property is secured against all kinds of dangers from fire to flood, earthquake to theft with a single insurance policy. Housing insurance is very advantageous for your property as it includes assurance against all kinds of risks.

What Does Housing Insurance Cover?

Some of what home insurance covers include: Fire, Explosion, Lightning strike, Theft, Flooding, Vehicle crash, Domestic floods, Too much snow, Landslide, Inflation, Paints and whitewashes made by tenants, Fuel leaks, Broken items as a result of home accident, Individual accident insurance, Third party liability insurance, Private sporting goods insurance, Legal protection insurance, Moving expenses, Rental guarantee, Repair costs after earthquake, New home and furniture guarantee etc.

Housing Insurance in Turkey

Insurance costs depend on m² and the selling price of the property. Below you can find the prices determined according to the current rates, but the housing insurance price of the property you will buy in Istanbul may vary depending on other properties: 1 bedroom apartments are around 90 Euros, 2 bedroom flats are around 120 Euros, 3 bedroom apartments are around 150 Euros, Villas and houses are around 220 Euros.

Compulsory Earthquake Insurance: DASK

All property owners in Turkey are required to have Catastrophe Insurance Pool (DASK) insurance for their properties. In order to open water and electricity subscriptions, you must show the DASK insurance document.

Frequently Asked Questions (FAQ)

What is Online Buying?

Online Buying is an online real estate buying service that we offer to our customers as Homes of Turkey.

How does the real estate purchase process work with Online Buying?

First, we’ll show you the properties you’re interested in with an online discovery tour through video chat apps. After you decide on the house you want to buy, our sales representative and our expert team carefully follow the whole process for you. Once an agreement is reached with the seller, we will complete the legal proceedings on your behalf with a power of attorney you give us. You will be informed at every moment of this whole process

What do I need to do to take advantage of the online real estate purchase service?

All you need to do is give us a power of attorney to buy. While you are enjoying yourself, we will take care of all the legal procedures on your behalf and inform you at every step.

Why should I choose to buy real estate online?

Buying real estate online has many advantages. First of all, you won’t waste time traveling and you won’t miss out on limited stock opportunities. Another advantage is that you don’t have to deal with bureaucratic procedures in between your busy schedule. If the property you want to buy is in another country or city, there will be expenses such as accommodation and travel. Buying online also saves you from these costs.

Is it safe to buy a house with online viewing?

It is safe to buy a house by online viewing. However, you should make sure that you are working with a professional, reputable and reliable real estate company.

Will I be able to communicate directly with the seller and ask any questions I have during the online discovery tour?

Of course! During the online discovery tour, besides our sales representative, the seller is present and will answer all your questions.

If I buy real estate through online real estate purchase, can I acquire Turkish citizenship through real estate purchase?

Yes. The process is the same as the traditional method. The important thing is that you meet the Turkish citizenship requirements by purchasing real estate

Does the Online Buying service also cover the transactions of subscriptions such as water and electricity?

 Yes. With its Online Buying service, Homes of Turkey also performs electricity and water subscription transactions for its customers who buy real estate. This is one of our free after-sales services.